Medicare Cover International Travel?

Medicare offers limited international coverage, and most foreign providers expect payment upfront. You’ll typically need to submit claims for reimbursement once you return home. Before you travel:

• Check your plan for what’s covered abroad and how payments are handled—reimbursement vs. direct billing.
• Talk to your Medicare agent to review travel-specific coverage options or add-ons.
• Bring a medication list, including dosages and your doctor’s contact info—print a copy to keep in your wallet.

For better protection, consider international travel medical insurance, which can:

• Cover higher medical costs and pay providers directly
• Assist in medical emergencies and evacuations
• Help with lost passports, legal issues, and even trip interruptions

Planning ahead means peace of mind on your journey.