Affordable Long-Term Care Solutions

Imagine waking up in a hospital, facing months—or years—of recovery. What if having an Advance Directive or a trusted decision-maker could ease your path? What if you already had a plan in place?

Many assume Medicare covers long-term care, but it doesn't cover services like caregiving at home. That’s where long-term care planning comes in. It starts not with insurance, but with understanding your options and putting the right pieces in place.

Accidents, illness, or sudden events can change everything. Care may be short-term or long-term, minimal or life-altering. That’s why it’s crucial to:



• Choose a trusted person for medical and financial decisions—then set up a Healthcare and General Power of Attorney with legal guidance.
• Run through “what if” scenarios with your representative and a financial professional.
• Identify your support system—family, friends, and professionals who can help.
• Explore financial options like long-term care insurance, annuities, life insurance riders, critical illness coverage, and VA benefits.

Careful planning helps you stay in control—of your care, your finances, and your home. It might feel overwhelming, but one call can bring peace of mind.

Start your plan today. Call me for an appointment.